1. Assets (What You Own)

Real Estate

• Primary Residence
  • Property deed (proves ownership)
  • Most recent mortgage statement (if applicable)
  • Recent appraisal or property tax assessment (estimates value)
• Rental or Investment Properties
  • Property deed
  • Lease agreements (if generating rental income)
  • Mortgage statement (if applicable)
  • Recent property appraisal or tax assessment

Bank Accounts

• Most recent statements for:
  • Checking accounts
  • Savings accounts
  • Money market accounts

Investments & Retirement Accounts

• Last 3 months of brokerage statements
• Most recent 401(k), IRA, or pension statements
• Cryptocurrency holdings (recent transaction statements)

Businesses

• Ownership documents for companies, partnerships, sole proprietorships
• Most recent business valuation (if applicable)

Personal Valuables

• Vehicles (Cars, Boats, Motorcycles, etc.)
  • Title & registration (proves ownership)
  • Most recent loan statement (if financed)
• Jewelry, Art, Collectibles
  • Recent appraisal or valuation report
  • Purchase receipt (if available)

Trusts & Inheritances

• Documentation for any trusts or expected inheritances

4. Financial Obligations (Regular Required Payments)

• Child Support or Alimony – Payments received or owed
• Financial Support for Family – Ongoing support for dependents, parents, or relatives
• Insurance Policies with Cash Value – Whole life insurance or other policies with built-in savings
• Co-Signed Debts – Liabilities shared with others

2. Debts & Liabilities (What You Owe)

Credit & Loans

• FICO Report
• Credit Card Debt
  • Last 3 months of credit card statements (for all open accounts)
• Mortgages
  • Most recent mortgage statement (balance, payment, interest rate)
  • Deed of Trust or Property Deed (confirms ownership)
• Car Loans or Leases
  • Most recent loan/lease statement
  • Copy of car title (if owned outright)
• Student Loans
  • Most recent loan statement from lender
  • Loan agreement (if available)
• Business Loans
  • Most recent loan statement
  • Signed loan agreement

Tax Liabilities & Legal Obligations

• Unpaid Tax Liens (Federal or State)
• Outstanding Personal Loans (from private lenders or family/friends)
• Co-Signed Loans & Guarantees
• Legal Judgments (court-ordered financial obligations, settlements, fines)

3. Income & Earnings (Financial Capacity & Cash Flow)

• Salary & Wages – Money earned from employment
• Bonuses & Commissions – Additional earnings tied to work performance
• Business Profits – Income from self-employment or business ownership
• Investment & Dividend Income – Passive income from stocks, bonds, or other investments
• Rental Income – Earnings from rental properties
• Government Benefits – Social Security, disability, or other assistance
• Annuities & Passive Income – Recurring payments from annuities or structured settlements
• Expected Future Income – Large payouts, settlements, stock options, or other anticipated funds